Privacy policy
Last updated November 12, 2026
RateLever ("we," "us") runs ratelever.com, a free set of personal-finance calculators and guides. This policy explains what we collect, why, and the choices you have. Questions or requests: partners@ratelever.com.
Calculator inputs
The numbers you enter in a calculator are processed in your browser. We don't receive or store them unless you choose to save your plan by entering your email (see below).
Email list and saved plans
Joining our email list is optional. If you enter your email to save your plan, we store:
- your email address;
- which calculator you used and the numbers you had entered;
- the page and the signup form you used, and any campaign tags in the link you arrived from (for example, UTM tags);
- your approximate country, as provided by our hosting provider; and
- when you signed up, how many times you've signed up, and whether you've unsubscribed.
We use this to send the plan you asked for, occasional rate-related updates from RateLever, and to understand which calculators are useful. At the time of this update, email delivery is not yet switched on. When it is, a transactional email provider (such as Resend or Brevo) will process your email address only to deliver our messages. Every email will include an unsubscribe link. If you unsubscribe, we keep your address marked as unsubscribed so we don't email you again, unless you ask us to delete it.
Anonymous usage counts
To learn which calculators and buttons are used, the site sends simple events (for example, "a calculator was used" or "a partner button was clicked"). We store only daily totals grouped by event, calculator tab, button, device type (mobile or desktop), and campaign tag. These counts don't include your email, name, IP address, or any cookie or device identifier.
Cookies and browser storage
RateLever does not set advertising or tracking cookies. The site uses your browser's local storage to remember that you've already signed up, and session storage, which clears when you close the tab, to remember campaign tags and whether a "save your plan" prompt was already shown. You can clear these in your browser settings at any time.
Hosting, logs, and third-party services
- Cloudflare hosts the site and stores our data. Like any web host, Cloudflare processes technical request data such as IP address, browser type, and pages requested, to deliver the site, protect it from abuse, and provide us with operational logs. Cloudflare may also give us aggregate, cookieless traffic statistics.
- Google Fonts serves the site's typeface, and jsDelivr serves the chart library on the calculator page. Your browser connects to these services to load those files, which shares your IP address and browser details with them.
- Partner sites. When you click a partner link, you leave RateLever. That company, and any affiliate network involved, may set its own cookies and collect information under its own privacy policy. See our affiliate disclosure.
We don't sell your personal information, and we don't share it for cross-context behavioral advertising.
Your choices and rights
- Unsubscribe at any time using the link in any RateLever email, or by emailing us.
- Email partners@ratelever.com to ask what information we hold about you, or to correct or delete it. We'll respond within a reasonable time and may need to confirm you control the email address.
- Depending on where you live, you may have additional rights under state privacy laws. We'll honor applicable requests.
Security and retention
We use reasonable measures to protect the information we hold, but no system is perfectly secure. We keep subscriber records while our email list is active, or until you ask us to delete them. Usage counts are kept in aggregate form only.
Children
RateLever is intended for adults. We don't knowingly collect information from anyone under 18. If you think a child has given us information, email us and we'll delete it.
Changes
If we change this policy, we'll update the date at the top of this page. Significant changes affecting subscribers will be communicated by email once email delivery is live.