Terms of use
Last updated November 12, 2026
These terms apply to your use of ratelever.com (the "site"), operated by RateLever. By using the site, you agree to them. If you don't agree, please don't use the site.
Educational estimates only
Our calculators and guides give general, illustrative estimates based on the numbers you enter and the assumptions we publish under How we calculate. They aren't offers of credit, loan approvals, rate quotes, or recommendations to buy or sell any security. Actual rates, fees, terms, and eligibility are set by each lender or provider and may differ from our estimates.
Not financial, tax, or legal advice
RateLever is not a lender, card issuer, broker, or registered investment advisor. Nothing on the site is financial, investment, tax, or legal advice, and it doesn't take your full situation into account. Consider talking with a qualified professional before making financial decisions. Investing involves risk, including possible loss of principal.
Affiliate links
The site contains affiliate links. We may earn a commission when you click or take a product through them, at no extra cost to you. Compensation may affect which products appear and where, but it never changes calculator results. See our affiliate disclosure.
Third-party sites
Links to partner and other websites are provided for convenience. Those sites are run by other companies with their own terms and privacy policies. We don't control and aren't responsible for their content, offers, products, or decisions.
Acceptable use
Please use the site lawfully. Don't attempt to disrupt it, overload it, scrape it at scale, access it in unauthorized ways, or submit someone else's email address without permission.
Content and accuracy
We work to keep the math and information accurate and current, but financial products and rules change, and errors can happen. If you find a mistake, email partners@ratelever.com. The site's text, design, and code belong to RateLever. You may share links to our pages and quote brief excerpts with attribution.
No warranties
The site is provided "as is" and "as available," without warranties of any kind, express or implied, including accuracy, fitness for a particular purpose, and uninterrupted availability.
Limitation of liability
To the fullest extent the law allows, RateLever won't be liable for any indirect, incidental, or consequential damages, or for losses arising from decisions made based on the site's estimates or content. Some jurisdictions don't allow certain limitations, so parts of this section may not apply to you.
Governing law
These terms are governed by the laws of the United States and the state in which RateLever's operator resides, without regard to conflict-of-law rules.
Changes
We may update these terms. The date at the top shows the latest version. Continuing to use the site after an update means you accept the updated terms.